Giving Stocks and securities

A donation of publicly traded securities is an easy and strategic way to give.

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When you give stocks, securities, or mutual funds, you pay no tax on the capital gain, reducing your out-of-pocket expense. Once the transfer is complete you will receive a charitable tax receipt for the fair market value of your donation.

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This is how it works:
If you purchased shares with an original cost of $1000, and decide to sell your shared a few years later when they are valued at $5,000 you would have a capital gain of $4,000.

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The chart below shows the difference between selling the shares and donating the after-tax proceeds, and what happens if you donate the shares directly to CMHA WW.